9 Auto and Home Insurance Trends Shaping 2026 and What They Mean for Your Agency

Last updated: October 2026 Auto insurance rates have stopped climbing. Home premiums haven’t. Shoppers are collecting more quotes than ever, carriers are spending billions to reach them, and the rules for calling and texting leads changed again this fall. For agency owners, 2026 isn’t the crisis market of 2023 and 2024. It’s a competition market. […]